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7 things you should be aware of when you buy a coastal property.

For much of recorded history, the allure of the coast has inspired many to relocate to the seaside. Often people won’t look beyond cherished holiday memories of sand and sea air before taking the plunge on moving to the coast. We explore some of the key points buyers should consider first.

Since the start of the pandemic, many have re-considered their lifestyles and sought out a change. For some, this has meant relocating to the coast for a more relaxing way of life.

There are many things to think about when moving to the coast, from maintenance to the seasonal changes, so The Coastal House have shared their top tips below.

Home prices

Buying a home by the coast is definitely an investment. Whilst you can rest assured that your dream home will keep its value, it also means you’ll be spending more initially when moving in. It’s important to take time to research the best areas and time to buy, this will help you to save a little and maximise your gains if you ever choose to sell. Choosing the right estate agent is hugely beneficial when it comes to this. They’ll be on hand to help you get the best possible deal.

Home insurance premiums

As with any property purchase, you’ll need to consider the cost of home insurance. Whilst seaside homes can suffer from gradual wear-and-tear, this isn’t something that you should let put you off of purchasing your very own slice of paradise. We recommend shopping around to make sure you get the best deal on your home insurance. There are plenty of insurance companies who will specialise in coastal properties too.


As with any home, it’s important to keep on top of the maintenance of your coastal property. Afterall, whether this is your primary residence or second home, you’ll want to make sure your seaside abode is kept in good condition. However, the benefits of living by the coast and investment potential of a beach-front property almost always outweigh any maintenance costs.


One of the many benefits of purchasing a coastal property is that you get to make the most of the weather when the sun comes out. When the bright and sunny days arrive, many simply dream of owning a property by the coast. You can step out of your front door onto the warm sand and rolling waves. How’s that for a front garden?

Whilst the UK does experience cold and wet spells, these should in no way put you off purchasing a coastal home as the sunny days certainly outweigh the grey days.

The seasons

Tourist seasons undoubtedly bring plenty of people to the coastal areas when it’s warm, which can mean more traffic and busier beaches. The increase in tourists brings with it a fun and bustling atmosphere of joy and excitement. This is also great for local businesses, whether it’s an ice cream shop or a local pub, the increase in tourists is welcomed. Being able to watch people enjoy and fall in love with the seaside town that you’re lucky enough to call home is a wonderful feeling.



In the summer, coastal towns that attract a lot of traffic can see their population exponentially increase in just a matter of weeks. For those who enjoy a little extra excitement, this can be a welcome shift. However, as a local homeowner in the area you will know all the secrets to the private areas of the beach if you fancy a little peace and quiet. So, you really do have the best of both worlds.

Finally, lots of visitors…

Owning a coastal property is often a great excuse to get all the family together. It can be the perfect place to get together for celebrations and family holidays. You may find that you get to spend more time with loved ones, which is something many are looking for after the pandemic.

Overall, there are many things to consider when relocating to the coast. As with anywhere, there are pros and cons. So, it’s important to choose the right estate agent to help you in your decisions, as they’ll have extensive knowledge and be able to recommend the right areas and properties for you, based on your needs.

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